The same budget buys a very different life depending on where you land in Greater San Antonio. Here are the three budgets people ask about most, and exactly where each one fits.
Around $250,000
This is right around the typical home value in the city itself. It buys an established home in much of San Antonio and several suburbs.
- Live Oak: about $242,900
- Converse: about $240,600
- Leon Valley: about $263,100
- Universal City: about $264,500
- Seguin: about $271,900
Around $450,000
This budget opens up the north side and the edge of the Hill Country, with newer homes and top-rated districts.
- Stone Oak: about $444,400
- 78259 (North Central): about $402,400
- Castroville: about $425,600
- Helotes: about $466,300
- 78258 (Stone Oak area): about $503,900
- 78260 (Far North): about $517,700
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$1 million and up
San Antonio's most established addresses sit right around this level.
- Hill Country Village: about $1,269,000
- The Dominion: about $1,072,600
- Shavano Park: about $926,600
- Terrell Hills: about $918,500
- Olmos Park: about $913,900
- Alamo Heights: about $733,600
- Boerne: about $557,400
Above $832,750, most buyers move from a conforming loan to a jumbo loan, which has different down payment and credit rules. Plan for it early.
Typical home values are the Zillow Home Value Index for August 2026, not sale prices. A specific home can sell well above or below its area's typical value.
What property taxes look like at each budget
Texas has no state income tax, so property taxes do the heavy lifting. Inside the City of San Antonio, combined 2025 rates run about:
- Northside ISD area: about 2.29% of value a year
- North East ISD area: about 2.27%
- San Antonio ISD area: about 2.44%
- Boerne (Kendall County): about 1.86%
- New Braunfels in Comal ISD: about 1.79%
On a $250,000 home in Northside ISD, that's roughly $5,700 a year before exemptions. Your homestead exemption takes $140,000 off the value for school taxes, which lowers the bill.
Questions people ask
How much do I need to buy a house in San Antonio?
The metro median sale price was $302,999 in September 2026. Several San Antonio ZIP codes and suburbs have typical values under $250,000.
What San Antonio neighborhoods cost about $1 million?
Hill Country Village, The Dominion, Shavano Park, Terrell Hills and Olmos Park all had typical home values around or above $900,000 in August 2026.
What is the property tax rate in San Antonio?
Combined 2025 rates inside the city run roughly 2.27% to 2.44% of value a year before exemptions, depending on the school district.
Talk to Kanye about your home search
Tell us what you need. Kanye reaches out personally within 24 hours. No pressure, no obligation.
Or call or text 830-699-6542
Sources: Zillow Home Value Index, August 2026 · SABOR September 2026 market report · Texas Comptroller: 2025 tax rates · Texas Comptroller: property tax exemptions · FHFA 2026 conforming loan limits. Figures change; we update this page as new data is released.
